Hassle Free Mortgage Brokers

Sandeep Agarwala, Cupertino, CA

“I would like to thank you for helping me refinance my loan. It was a pleasure working with you. You were very patient, responsive and efficient all throughout the process. I would be happy to recommend you to my friends and relatives.”

Sandeep Agarwala

Victor Vides

“Eric, Excellent job, very quick and you always kept us informed.   More clients are coming your way from me.”

Victor Vides
Excel Realty

Brie Hall, Cool, CA

Where do I even begin with all of the glowing remarks I have for not only EZ mortgages (true to their name) but specifically Eric! We were NOT easy clients. We made an offer with a 14 day close and hopped over to Eric from another lender that was severely overcharging us in garbage fees with just 10 days left. We were also jumping through all of the hoops with the California Fair Plan and Eric was absolutely phenomenal.

You always hope that people you are working with in your big life moments will act with the same care, passion, and intentionality that you are putting in but rarely do you actually get that because this is something THEY do every day – just a new experience for you! But not Eric, he called us well after normal business hours were done, was immediately responsive ALWAYS, and was first class in his knowledge of the industry and a great person to patiently guide us through this process.

Eric will GET IT DONE and will be our only recommendation to friends, family, strangers, etc. going forward. This guy deserves your business – he earns it!

Thank you Eric!

Brie Hall

Helen Danhakl, Realtor, Oakland, CA

“I’ve been a real estate Broker for 35 years, worked with more mortgage brokers for clients than I can count, and only deal with those known to be honest and absolutely reliable. There’s nothing worse than a promised preapproval or promised closing date that doesn’t come through on time. But even among that select group, Eric stands out for his knowledge of economics. He really knows the math, is astute re the real & not so obvious costs of a loan, and that translates to savings for the client. He’s transparent, and absolutely reliable.”

Helen Danhakl
Realtor

Dixie Diaz, Sacramento, CA

“Sorry for the delay in sending this – we just installed our mailbox at the new house, and just a day or two ago saw your card!  That was really very thoughtful of you, thanks so much! it will definitely come in handy.  And I wanted to thank you as well for an extremely smooth homebuying process, for keeping me and all parties in the loop and informed every step of the way, for being so responsive to questions and requests, and for just being a pleasure to work with. all was very much appreciated. Lillian @ Stewart  Title had nothing but accolades for you, apparently in her experience the process is rarely as smooth as ours was. Anyway thanks again, I feel fortunate that I happened to be talking to Omid at the start of the process and he referred me to you! I will definitely do the same if I know of anyone looking for a home. Many thanks again!”

Dixie Diaz

Cathy Asbury, Auburn, CA

“Eric Grathwol, if you hit ‘bumps’ other loan officers would have hit ‘boulders’… you are amazing at your job… thank you so much.”

Cathy Asbury
Lyon Real Estate

Anthony and Elaine Chiu, Hillsborough, CA

“You are very welcome for our referral.  We want our friends to have the best mortgage service.”

Anthony and Elaine Chiue

Alfonso Herrera, Sacramento, CA

“I just wanted to thank you for the excellent service, you provided me with, it was a very good experience, everything went on as you said with no surprises, hidden fees or anything like that.  It is very refreshing to know that there are still people you can trust, and I would not hesitate to recommend your services.”

Alfonso Herrera

Kimberly Dich, Elk Grove, CA

“Wow.. that is fast, I am very happy with the loan.  You did a very great job and kept us posted with all information.  Thank you for all your help! BoA took me 3 months to close a loan with them.  This was so much faster and smoother.”

Kimberly Dich

Adeeb Alzanoon, Antelope, CA

“Thank you Eric, I really appreciate your service, knowledge and professionalism. My brother is very happy dealing with you and both of us are actively referring you to potential borrowers.”

Adeeb Alzanoon

Leila Barnec, Lincoln, CA

“You are the kind of person the business world needs more of, and  I will think of you always and recommend you to my friends and family. Love the job you did for me, you were awesome. Will think of you while I’m shopping…haha  Thanks again”

Leila Barnec

Simon Au, Concord, CA

“Glad we stuck with you.  I am not sure about how these other agents keep track of things.  She was the one who told us the seller’s conditions to remove bank appraisal contingency.  We agreed to it and now she has to check her docs?  Either she is handling too many clients or is disorganized.  You on the other hand made us feel we are your only clients.  You are always there and know exactly what to do.  Just my 2cents.”

Simon Au

Patrick Frost, Emerald Hills, CA

Working with Eric from EZ Mortgages was an absolute pleasure during our recent home purchase. From start to finish, the process was exceptionally smooth and efficient. Eric’s expertise and dedication made navigating the complexities of securing a mortgage seem effortless. Not only did he provide us with competitive rates, but he also offered invaluable guidance every step of the way, ensuring we made informed decisions. The communication was always prompt and clear, leaving us feeling supported and confident throughout the entire process.

EZ Mortgages exceeded our expectations, and we wouldn’t hesitate to recommend them to anyone seeking a seamless and stress-free home financing experience. Thank you, Eric, and the EZ Mortgages team, for helping us achieve our homeownership dreams!

Patrick Frost

Chris Proctor, South Lake Tahoe, CA

“Hey Eric, Thanks again for you work on our refi.  It was the smoothest one we have ever done. “

Chris Proctor

Elizabeth J. Stoops, Senior Escrow Officer/AVP, Fidelity National Title, Brentwood, CA

“I loved working with Eric!  He was great!!!”

Elizabeth Stoops
Fidelity National Title

Helen Danhakl, Realtor, Oakland, CA

” Eric – Received your most thoughtful gift today. All I ever expect of a professional is good service, and you certainly gave my daughter and the Bretts that.  So an additional gift was certainly a surprise.  And to my favorite restaurant at that!  It will be put to excellent use.  That was so nice of you.  Be assured that when I order cocktails they will be used to remember you with a toast.  Thank you again, so very much.  For everything.”

Helen Danhakl
Realtor

Ovi and Maria Moldovan

“Thank you guys all so much for making this happen for us. I felt like we had absolutely the best team on our side. You are all truly amazing and we are oh so very appreciative. Again thank u and we will definitely keep in touch.”

Ovi and Maria Moldovan

Jeff Kaptain, Kaptain & Kaptain Real Estate, Los Angeles, CA

“Thanks again for all your help, hard work, and, in general, just kicking ass and taking names on this file.  Mom and Dad Poimiroo know what they’re talking about when it comes to lenders 🙂 Have a great weekend! Best, Jeff”

Jeff Kaptain
Kaptain & Kaptain Real Estate

David Granzella, NorCalREIA

“Your in-depth and professional work is amazing.  I have these wonderful thoughts that tomorrow may just surprise us, keeping our team together on this one.  SERIOUSLY…”

David Granzella
NorCalREIA

Walter Biel, San Jose, CA

“You have been a tremendous help and as before use me as a reference any time.”

Walter Biel

Cathy Asbury, Auburn, CA

“You are absolutely amazing – to close a loan in under 26 CALENDAR days, that includes a 3 day weekend??  and fight for the client on the turn times?  Thank you, Eric,”

Cathy Asbury
Lyon Real Estate

Cathy Asbury, Auburn, CA

“Eric as always fast, efficient and full service.”

Cathy Asbury
Lyon Real Estate

Tina Hewitt, DE Underwriter, Sierra Pacific Mortgage

“Your files always Rock!    Thank you for your business, we know you have a choice.”

Tina Hewitt, DE Underwriter
Sierra Pacific Mortgage

Elisse and Andrew Tweet

“Wow! What an awesome job, thank you so much.”

Elisse and Andrew Tweet

Sudhir Kaushik and Ramya Somaskandan

“We recently went through a refi and were immensely pleased with Eric Grathwol. He is very thorough, very patient and extremely detailed in what he does. He will answer 100 emails if you want and present an objective assessment.  I know a lot of you are also considering a refi and strongly recommend him – you can let him know that I referred you.”

Sudhir Kaushik
Visit Us​

4535 Missouri Flat Rd. Ste. 2E Placerville, CA 95667

Whether you’re purchasing a home or refinancing your existing home loan, second home, or rental property, you’re involved in one of the larger financial decisions and transactions you’re going to make in your lifetime. It’s important you are educated and informed about your options of loan programs, rates and fees, and that your process moves as smoothly as possible.

At EZ Mortgages, Inc., we believe that getting your mortgage doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform across the entire spectrum of available loan programs. Learn more.

Mortgage Services​

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Purchase Mortgages​

Whether you’re looking to buy your first home, tenth home, single family rental, apartment complex or retail center there are a few things you’ll probably focus on to see what works best for you:

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Refinance Mortgages​

At EZ Mortgages we’ll do a full loan review with you so you’re clear on what solutions best meet your goals. 

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Reverse Mortgages​​

Reverse mortgages aren’t for everyone, but they do have their application.  Especially for those looking to age in place.

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Commercial
Mortgages​​

Multifamily, hotels/motels, office buildings, retail/shopping centers, restaurants, gas stations, manufactured/mobile home communities and self-storage facilities.

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Niche Mortgages

DSCR, unique and off-grid properties, condotels, working farms, ranches and vineyards

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