Hassle Free Mortgage Brokers

Ashtyn Conrad

Mary T

renealab

Eric is the fifth mortgage lender my husband and I have used over the years, but he will certainly be the ONLY one we use in the future! We have never had anyone so quick to respond, so organized and absolutely no-nonsense. What he says he can do–he does. He was also the fastest broker we have ever used. He cut through the red tape and just got it done for us. We would not hesitate to recommend him to any of our friends and family. My Mom is already using him on a property! A+

Cassidy Light

Nicolas saved the day for us! We had previously been working with a lender we found online that was supposed to have the best rates. Issues arose and we were on a time crunch to find someone to do our loan in time for closing. Nicolas was recommended by our realtor and definitely proved why. Got us a great loan in time to close. He really knows the business and thanks to him we were able to purchase the house of our dreams! Go local, those companies online will give you estimates and then keep raising the prices as they are not familiar with the taxes and insurance in this area. Nicolas knows his stuff and was unbelievably fast.

Victor Vides

Eric, Excellent job, very quick and you always kept us informed. More clients are coming your way from me.

Moloud Mahabadi

I’m sharing my experience with
Nicolas Moszoro | EZ Mortgages
Recently tried to work with three lenders and non of them could help me to get approval for the loan. Only Nicolas could help me. I’m so happy and grateful that I got to work with him and his team.

Kimberly Murphy

Eric is absolutely wonderful. He has an expert eye for detail, constantly educates himself on the market, and consistently updates and stays in contact with his clients. My husband and I confidently recommend Eric and look forward to our continued working relationship for all of our mortgage needs.

Mark Crawford

Nicolas and his co-workers are great!!! Always helpful and kind with all my crazy questions and very efficient. Can’t recommend them highly enough.

Anthony and Elaine Chiu

You are very welcome for our referral. We want our friends to have the best mortgage service.

Marissa Charles

I’ve purchased several homes and worked with different lenders over the years, but Nicolas Moszoro at EZ Mortgage is hands down the best. Nicolas and his teammate Tony were fantastic; always following up, checking in, and offering support every step of the way.

What really sets Nicolas apart is how much he genuinely cares about his clients. He wants you to feel confident and supported, and it shows in everything he does. Responsive, kind, and on top of every detail; he made the entire process smooth and stress-free.

If you’re looking for a lender who goes above and beyond, Nicolas is the one to call. I can’t recommend him highly enough!

Jennifer Hamilton

Eric was very responsive and knows his business! Great experience!

Lucas Feil

When we called Nicolas, my wife and I weren’t sure if buying a home was an option. Hadn’t we rented long enough? Going from rental to rental for 10 years was exhausting. Was a mortgage that much more expensive?

Nicolas explained the pre-approval process with that certain ease of understanding that marks the expert, and guided us through the paperwork until we both very clearly understood our financial options.

When we decided on a home, he worked seamlessly with our realtor and made sure we understood exactly how much everything would cost. He laid out various scenarios, and emailed us clear spreadsheets with a range of prices tailored to our requirements and restrictions. Then, Nicolas would call and we’d talk out any questions, and clear up any of our misconceptions.

Throughout the entire process, he was unfailingly professional and courteous. I couldn’t imagine a smoother, less bumpy version of the homebuying experience.

If you’re even considering buying a home you should give Nicolas a call.

Josephine Franz

Nick Oldwin

Eric is great! Wonderful to work with and truly works hard to make sure you get the best deal possible. Can’t thank him enough.

Anthony Vila

Very professional, and at the same time personable. Skilled educator, patient in answering questions.

Sara Flanagan

Eric with EZ Mortgages is extremely professional and efficient. He helped our family through a quick close and delivered on time. He’s approachable, available and thorough. I can’t imagine going through a property closing without him.

Elizabeth Sanchez

Before my husband and I met Nicholas Moszoro, we honestly felt hopeless about ever being able to own a home. We had dreamed about owning a place of our own for a long time, but our credit situation made us feel like it just wasn’t going to happen anytime soon—maybe not ever. We had spoken to other loan officers/ lenders in the past who made us feel like our situation was too difficult or not worth the time. We were discouraged and unsure of what steps to take.
Then we were introduced to Nicholas thankfully by my mother who had discovered him for us, and everything changed.
From the very first conversation, Nicholas made us feel seen and heard. He didn’t judge our credit situation or give us unrealistic promises. Instead, he explained exactly what we needed to do and helped us create a clear plan to raise our credit scores. He guided us step by step through what needed to be paid down, what accounts to focus on, and how to get things moving in the right direction. It wasn’t overnight, but Nicholas checked in regularly, answered all our questions (no matter how small), and stayed consistent the entire time.
Nicholas truly took his role seriously. He didn’t just process paperwork—he took the time to walk us through every single part of the home loan process. He helped us understand what we could afford, what loan programs were best for us, and what to expect at every stage. When we finally found a home we loved and submitted an offer, we were shocked at how fast things moved. We closed in just 17 days—something we didn’t even think was possible!
One thing we really appreciated was how Nicholas worked closely with our realtor the entire time. He kept the lines of communication open and made sure everyone was on the same page. That teamwork made the whole experience so much smoother and less stressful.
Nicholas is professional, patient, and incredibly knowledgeable. But even more than that, he’s kind. He treats you like a person, not just a file. He truly wanted to help us succeed, and thanks to him, we are now in a home we never thought we could have.
We honestly can’t thank Nicholas enough. If you’re feeling stuck, unsure, or like homeownership is out of reach—talk to Nicholas. He changed our lives, and we’re so grateful we found him.

Cathy Asbury

You are absolutely amazing – to close a loan in under 14 CALENDAR days, that includes a 3 day weekend?? and fight for the client on the turn times? Thank you, Eric,

Brian Peterson

As a first time home buyer Eric was key to the process. He is super knowledgeable and is generous with his time and information. With all of the confusing details in buying a home and navigating the mortgage process I really appreciated Eric’s patience and the time he took to explain everything in a way I could understand. He made the process so much easier for me.

Guy Williams

Eric has helped out with several loans and was very knowledgeable about the lending industry and what we needed to do to get the best rates, would recommend to everyone!

Emily

Nicholas helped us so much with purchasing of our forever home! He made everything easy and effortless.

Nan Bushner

We recently purchased a home in El Dorado County in a robust market and were recommended by our agent to call EZ Mortgage and Nicolas Moszoro.

Nicolas was great at navigating us through several offers and a VA loan when we found our home. He and his team are professionals and confident that they will get the job done. And they do.

Nicolas is exceptional, calm and confident through the stressful times, and always available. 5 star all the way.

Benjamin de Boer

Nicolas is THE GO TO GUY for anything mortgage related. He has helped me with 3 purchases and has always provided cool calm support in what can be a stressful and life changing purchase.

Helen Danhakl

Eric – Received your most thoughtful gift today. All I ever expect of a professional is good service, and you certainly gave my daughter and the Bretts that. So an additional gift was certainly a surprise. And to my favorite restaurant at that! It will be put to excellent use. That was so nice of you. Be assured that when I order cocktails they will be used to remember you with a toast. Thank you again, so very much. For everything.

Sieren Smith

First time home buyer! Nicolas was my loan officer throughout the transaction. He was always available by phone or text when I had a question or a concern. I was even able to get ahold of him when he was out of the office on vacation! He made the process simple. Nicolas was more than happy to crunch the numbers and provide me with all the potential scenarios for my purchase. I highly recommend using Nicolas as a loan officer and would feel comfortable using him in any future purchases!

Natalie

Nicolas and his team went above and beyond to get our home closed quickly during the holiday season. Always very approachable and willing to answer questions. Highly recommend.

Evangeline Shears

Eric came highly recommended from several friends and I totally know why! He has an incredible ability to find the absolute best loan packages. My friends and family are literally jealous of my rates. To me, the most important part is that he’s willing to answer every single one of my stupid questions. Anyone who is willing to teach me what they know is worth their weight in gold. I am now a return customer.

Dixie Diaz

Sorry for the delay in sending this – we just installed our mailbox at the new house, and just a day or two ago saw your card with the Lowe’s gift card! That was really very thoughtful of you, thanks so much! it will definitely come in handy. And I wanted to thank you as well for an extremely smooth homebuying process, for keeping me and all parties in the loop and informed every step of the way, for being so responsive to questions and requests, and for just being a pleasure to work with. all was very much appreciated. Lillian @ Stewart Title had nothing but accolades for you, apparently in her experience the process is rarely as smooth as ours was. Anyway thanks again, I feel fortunate that I happened to be talking to Omid at the start of the process and he referred me to you! I will definitely do the same if I know of anyone looking for a home. Many thanks again!

Cathy Asbury

Eric Grathwol, if you hit ‘bumps’ other loan officers would have hit ‘boulders’… you are amazing at your job… thank you so much.

Julie Dunn

Thank you Eric, You are great! You had us in the loop at all times!

Damon O’Brien

Nicholas is flat out fantastic!
He is extremely knowledgeable and will get back to you very quickly. I was lucky to have him guide me through the process.
Plus, he’s just a nice guy:)

Mary T

Sarah Ahmed

Nicolas and his team are absolute pros! If you value your time and wanna work with someone who can get the job done extremely fast an efficient Nicolas is your guy he always answered my calls and questions or got back to me the same day. We appreciate that through the anxiety and excitement of buying a house 🏠 Thanks man!

Bill Bonwit

Nicolas was superb in supporting our loan and buying process. He is personable, professional, and completely ethical. We worked with him based on a recommendation from our realtor, and I can’t imagine a more positive experience with a mortgage broker/loan officer. Since he is licensed in multiple states, I will be using him for mortgage loans in any state he’s licensed. Simply the best loan experience in my life.

John Zervas

Nicolas was outstanding to work with, very accessible, responsive and guided us through the process.

He provided valuable insight and interfaced expertly with our lender, realtor, appraiser and escrow officer to ensure a smooth and seamless process.

Highly Recommended!

Christopher Williams

What a good guy! Surely an expert in his field, and he spent all the time I needed to help me understand the current market and products that would help me make a good decision on our home loan. Times are strange, but it is good to know people like Nick are out there to help.

Chris Katopothis

This is our first time working with Nicolas and EZ Mortgages for a home purchase. Excellent service and responsiveness, Nicolas and Tony are very knowledgeable and forthcoming, we’ve experienced several real estate transactions over many years, having the right lender is a huge piece of the puzzle and we could not be more satisfied. Learning some new tips from them as well that we had not previously been informed of. Thank you Nicolas!

Anthony Lomatchinski

Great partner to work with! Very knowledgeable and takes the upmost care of his clients.

Michcael Scannell

Eric turned around a $180,000 refinance for me in 17 days and he was trying to save me money from the start. Eric has mastered and applied technology to what was once considered a cumbersome process that took forever and a day and turned it into a quick, user-friendly experience. Extremely well educated, Eric was able to work around any and all dilemmas raised by the lender. Erik is just a very friendly person with excellent communication skills. I would recommend him to anyone looking for a Mortgage.

David Granzella

Your in-depth and professional work is amazing. I have these wonderful thoughts that tomorrow may just surprise us, keeping our team together on this one. SERIOUSLY…

Ovi and Maria Moldovan

Thank you guys all so much for making this happen for us. I felt like we had absolutely the best team on our side. You are all truly amazing and we are oh so very appreciative. Again thank u and we will definitely keep in touch.

Ryan Mcpherson

Nicholas at EZ Mortgages provided exceptional service throughout the entire home loan process. He was highly organized, ensuring every detail was addressed promptly and accurately, which allowed us to close quickly and seamlessly. His ability to explain complex steps in a clear and understandable way made the experience stress-free. Nicholas’s professionalism, attention to detail, and friendly demeanor were truly impressive. I would highly recommend him to anyone seeking a smooth and efficient home loan experience.

Leila Barnec

You are the kind of person the business world needs more of, and I will think of you always and recommend you to my friends and family. Love the job you did for me, you were awesome. Will think of you while I’m shopping…haha Thanks again

Kelle Price

Nicholas and team were very helpful in making our complicated dream come to pass.

Sudhir Kaushik and Ramya Somaskandan

We recently went through a refi and were immensely pleased with Eric Grathwol. He is very thorough, very patient and extremely detailed in what he does. He will answer 100 emails if you want and present an objective assessment. I know a lot of you are also considering a refi and strongly recommend him – you can let him know that I referred you.

Walter Biel

You have been a tremendous help and as before use me as a reference any time.

Emma Miles

Nicolas is amazing!!! He was someone we felt we could trust and get accurate information from. He was very easy to get in touch with, always willing to answer any questions we had, and all around a kind human. We would recommended Nicolas time and time again.

Umair Ahmad

So this experience was the greatest and easiest experience of my life. We tried to work with a different loan broker, and a different mortgage company, but they couldn’t do it with our scores and our situation. But Eric at EZ Mortgages was able to work with us and make it happen. I appreciate Eric for the help, and will definitely be recommending him to others for help with there mortgages and loans!

Noel Villalpando

I am thrilled to share my experience working with Nicolas Moszoro from EZ Mortgages. From the moment we began the mortgage process, Nicolas demonstrated exceptional professionalism and dedication. He went above and beyond to expedite our purchase offer, working closely with our real estate agent to ensure we had a competitive edge in a challenging market.

Nicolas’s honesty and transparency throughout the process were truly refreshing. He took the time to explain every step, making us feel confident and informed in our decisions. I am grateful for his expertise and support, which ultimately helped us secure the home we wanted.

I wholeheartedly recommend Nicolas to anyone looking for a mortgage lender. His commitment to his clients and ability to navigate the complexities of the market make him an invaluable resource.

Thank you, Nicolas, for making our home-buying experience so positive!

Adeeb Alzanoon

Thank you Eric, I really appreciate your service, knowledge and professionalism. My brother is very happy dealing with you and both of us are actively referring you to potential borrowers.

Helen Danhakl

I’ve been a real estate Broker for 35 years, worked with more mortgage brokers for clients than I can count, and only deal with those known to be honest and absolutely reliable. There’s nothing worse than a promised preapproval or promised closing date that doesn’t come through on time. But even among that select group, Eric stands out for his knowledge of economics. He really knows the math, is astute re the real & not so obvious costs of a loan, and that translates to savings for the client. He’s transparent, and absolutely reliable.

tricia wolanin

Prompt responses, informative, and helpful. I didn’t expect that I would be able to buy a home, but Nicholas assisted me with the process and linking me with a great realtor. This was especially helpful, when living overseas and trying to navigate the home buying process. thank you.

Nik Rother

Nicolas is an absolutely fantastic lender! He worked with me on my first home loan, and I am so grateful for his help. He is incredibly knowledgeable and took the time to answer every question I had. His support through the whole process was outstanding. He is a true professional. I recommend him to anyone I know who is looking for a lender.

Raquel Arnold

My husband and I used EZ Mortgages for our home finance needs and we couldn’t be happier! Nicholas and his team were always available for any of our questions. The team worked hard for us to ensure we got our dream home and consistently communicated any concerns or questions. We were very pleased with our transaction and referred Nicholas to our son to work with him as well! Thank you Nicholas and the EZ Mortgages team for everything!

Vasyl Light

Nicolas best man ever, super professional and helpful, he definitely knows what he is doing. We ware super lucky to know him and worked with him.

Simon Au

Glad we stuck with you. I am not sure about how these other agents keep track of things. She was the one who told us the seller’s conditions to remove bank appraisal contingency. We agreed to it and now she has to check her docs? Either she is handling too many clients or is disorganized. You on the other hand made us feel we are your only clients. You are always there and know exactly what to do. Just my 2cents.

Tina Schafer

Nicholas walked us through the whole process with ease. Buying a home is a lot of paperwork and he didn’t mind my crazy hangry frustration and laughed right along with us. His assistant Tony is great as well. I wanted someone local that I could turn in documents to and Tony would meet up with us every time. Highly recommend.

Coertunay Krause

Worked with us on our third home purchase and would recommend him to others. Nicolas and his assistant were great with being in contact with us about everything that was needed to close on our loan. He worked quickly and efficiently to get us the loan we needed at the best rate possible.

Elisse and Andrew Tweet

Wow! What an awesome job, thank you so much.

Christopher Belyusar

This man is an absolute wizard. Completely accessible even when out of town, responsive to any and all inquiries, and always pleasant to interact with. I honestly can’t express enough how incredibly happy I am with this service! Highly HIGHLY recommend!

Jared Cuffe

Nicolas went the extra mile to help us close on our first home. He helped us avoid a balloon payment on our second, negotiated a credit rescore with Experian, and generally kept us one step ahead throughout the transaction.

He clearly values his clients and is willing to go to bat against anybody to defend their interests. I will definitely be contacting him for my refinance when rates improve.

Tierrah Camara

Nicolas is hands down the best in business!! He was so easy to work with and talk to! If you need a lender, Nicolas is your guy!!

David Gustafson

Eric is an excellent resource for providing a mortgage. More importantly his ability to come up great ideas to align with your requirements is a key skill. If you are looking for an excellent way for financing a purchase or a refinance make sure to talk with Eric!

Georgie C

My loan was anything but straightforward, yet Eric handled it with exceptional skill and persistence. Eric navigated every obstacle, communicated clearly, and never gave up on finding the right path to approval. His expertise turned a very difficult process into a successful outcome. EZ Mortgages, Inc. is fortunate to have a team member of his level of service and caliber. Highly recommended.

Josephine Franz

Tony was amazing and very helpful. Will always use him!

Jackie Ledbetter

Nicholas Moszoro acted on our behalf as a lending agent for EZ Mortgages. He provided a seamless experience of transparent information and advice.. His coaching and direction through the purchase of our new home was fabulous. We would absolutely recommend him to friends and family in the future.

Guy Anderson

Nicolas was wonderful to work with he is able to think outside of the box due to his experience and extensive knowledge. Our situation was different and difficult and he walked us through many steps to achieve our final goal. Being self employed and owning other property’s but wanting to keep what we have and he was able to make it work for our family. We are beyond grateful and will definitely be repeat customers and would definitely recommend him 100%!!! Very happy!!!

Jeff Kaptain

Thanks again for all your help, hard work, and, in general, just kicking ass and taking names on this file. Mom and Dad Poimiroo know what they’re talking about when it comes to lenders 🙂 Have a great weekend! Best, Jeff

Chris Baumann

I would like to recognize Nicolas Moszoro for his 5 Star service. If you want a loan officer that you can trust with your children, parents, or grandparents you can count on Nicolas to get the job done with integrity!!!

Gigi

chelsea wheeler

I had an outstanding experience working with Nicolas Moszoro. He is extremely professional, knowledgeable, and truly dedicated to getting the job done. Our escrow situation was very challenging and came together at the last minute, but Nicolas stepped in without hesitation and handled everything with confidence and expertise.

His responsiveness and prompt communication made a stressful situation feel manageable, and he consistently kept things moving forward without delays. What really stood out was his ability to navigate complexities efficiently and still close in record time.

If you’re looking for a lender who is reliable, skilled, and committed to delivering results—especially under pressure—I highly recommend Nicolas Moszoro.

Lydia and Johnny Cheng-Hui

It has been a great experience for us in this transaction. Quick, smooth, and great deal, all comes in the way we wanted. Your company is well titled.

Gustav Muehlenhaupt

Eric is fantastic very helpful in a complicated process.

Matouš Horák

I just finished refinancing my house with Eric and I have nothing but good things to say. The whole process was very transparent and fluent.
I chose EZ mortgages as my second option after I wasn’t happy with terms and rate I got offered and I am glad I did. I saved a lot of money on loan processing and got a better interest rate.

Chris Proctor

Hey Eric, Thanks again for you work on our refi. It was the smoothest one we have ever done.

Josie Traver

I have used Nicholas and his team from EZ mortgages for two home purchases and both times they were wonderful! Very hard working to get me a loan, friendly and professional. Would highly recommend and do!

Mery Myrtlem

Nicolas and his team have provided outstanding service to me and others that I’ve never had before. I had numerous questions about the process and if he didn’t have an answer they would call me back with one. Communication was amazing-even when he went on vacation! His team members filled in during his absence and were also very responsive. I will definitely use his company again and recommend him to anyone needing a loan.

Randy Bernosky

STOP!! I say this so you’ll read. If you are looking to purchase a home and want the best to guide you through the lending process this is absolutely who you should work with. I have worked with Nicolas many times over the years and you will not find anyone better. The level of service and years of knowledge he brings to the table makes for a smooth loan process. He is an extremely good communicator and will take the time to make sure you understand the details and comfortable with something that is one of the biggest investments you’ll make. I have also had the opportunity to work with Nicolas. He is without a doubt, one of the hardest working individuals I’ve ever been around. More importantly above all of this, he is a great human and truly wants the best for his clients. Thanks Nicolas for all the help.

Ben Morrasy

Nicolas is very helpful and professional. Nicolas is always available for questions and provides 5 star service.

Brandon Johnson

I recently had the pleasure of working with Matt Wilkerson and team from Ezmortgage for my home loan, and I couldn’t be more satisfied with the experience. I was in a rush to secure a mortgage, and they went above and beyond to ensure everything was done on time.

From the moment I contacted them, their team was incredibly friendly and accommodating. They took the time to understand my specific needs and financial situation, making me feel valued as a customer. This personalized approach was a refreshing change from the often impersonal interactions I’ve had with other financial institutions.

What truly stood out was their efficiency. Despite my tight timeline, they worked diligently to expedite the entire process while maintaining a high level of accuracy and professionalism. They kept me informed at every step, ensuring I was well-informed and confident throughout the process.

I was pleasantly surprised at how painless the entire mortgage application and approval process was with them. They took care of all the paperwork and negotiations, making it a stress-free experience for me.

Thanks to their exceptional service, I was able to secure my mortgage on time, allowing me to move into my new home without any delays. I can’t express enough how grateful I am to them for their outstanding work.

I highly recommend Ezmortgage to anyone in need of mortgage services. Their friendly, efficient, and customer-focused approach sets them apart from the rest. I couldn’t have asked for a better experience during this important milestone in my life.

Thank you, for making my home-buying journey a smooth and enjoyable one!

Elizabeth J Stoops

I loved working with Eric! He was great!!!

amanda carte

Sarah Cheney

Eric with EZ mortgage is great to work with on loans. I can count on him for detailed and articulate information and options, he follows through and there’s zero bs and mistakes; he definitely delivers.

Cathy Asbury

Eric as always fast, efficient and full service.

David Owen

Nicolas and his team are AMAZING! if your looking for someone to take great care of you no matter your financial situation call Nicolas! He has tons of experience and knows a ton of little tricks to help get you approved and get you into that house you always wanted. Give him a call! He got me a grant for down payment forgiven at closing. I got my house for $1000 dollars earnest money which I got back at closing. if you don’t like to make the most out of your money call someone else.. I guess.

Padra Randall

I had an excellent experience with EZ Mortgage and Nicolas when i purchased a home in El Dorado County. He even checked in with me while he was on vacation. It was a crazy experience but Nicolas worked everything out.

Laura Spellman

Nicolas was great to work with from start to finish! He was always very transparent and never pressured me to make decisions I wasn’t comfortable with. Definitely will be refinancing with him once rates go down again!!

Rod van Rijckevorsel

Great Experience! Nicolas is honest, helpful, friendly, professional, and thorough. He communicates extremely well throughout the entire process. I couldn’t be happier with his service. Thank you, Nicolas, we’ll talk again!

Steven Kempel

Nickolas was incredible to work with during our home buying process. He was extremely helpful and thorough every step of the way. Anytime we had questions, he responded quickly and made sure we fully understood everything. Buying a home can feel overwhelming, but Nickolas made the entire process smooth and stress-free. We’re very grateful for his guidance and would highly recommend him to anyone looking for a mortgage broker.

Michael Jaquet

We just re-financed our rental property in Park City and not only got a great interest rate but the attention to detail we got from Eric at EZ Mortgages was second to none. He was quick and efficient on what documents he needed and even pitched in to help us track down information we needed. He kept us up to date throughout the process on everything and was transparent about EVERY financial detail in the deal. This was Eric’s first loan in Utah and he knocked it out of the park. I would highly recommend him and his company to anybody in Utah and will certainly use him again for any needs I have in the future. MJ

Erika McCarthy

We recently had the pleasure of working with Nicolas Moszoro as our loan officer, and we couldn’t be more impressed with his professionalism, expertise, and dedication to all aspects of the process. Nicolas truly has the heart of a teacher! (Every conversation ended with, “Are there any more questions I can answer?”)

From the moment we reached out to inquire about a loan, Nicolas was incredibly responsive and attentive to our needs and talked us through our many concerns about our complicated transaction.

One of the things that stood out to us the most about Nicolas was his deep understanding of the lending process, particularly in regards to VA lending practices. Navigating the complexities of VA loans can be daunting, but Nicolas’s knowledge and assistance were invaluable. He took the time to explain the nuances of VA lending practices thoroughly, ensuring that we felt informed and confident throughout the entire process.

His expertise and experience were evident in his ability to navigate any challenges that arose, ultimately securing us the best possible loan terms. Furthermore, Nicolas demonstrated exceptional communication skills–he was always available to answer our questions and address any concerns we had, promptly returning calls and emails.

His proactive approach and attention to detail gave us peace of mind, knowing that he was diligently working on our behalf.

We were particularly impressed with the quick turnaround time for our loan, which was completed in just 20 days. This efficient process speaks volumes about Nicolas’s professionalism and dedication to his clients and connections in the industry.

Additionally, we must commend Nicolas’s assistant, Tony, for his professionalism and responsiveness throughout the process. Tony was always on top of things, promptly following up on any requests and ensuring that our paperwork was handled smoothly. His assistance was important and greatly contributed to the overall positive experience we had with Nicolas’s team–EZ Mortgages.

Moreover, Nicolas went above and beyond by referring us to an insurance agent, which resulted in significant savings of $6,000 per year in homeowners insurance costs. His willingness to provide additional support beyond the scope of his role demonstrates his commitment to ensuring the best possible outcome for his clients.

We are so pleased with Nicolas’s service that we are already planning to use him again for future transactions and will recommend him to family and friends. His professionalism and dedication have earned our trust, and we know we can rely on him for all our lending needs.

Overall, we couldn’t be happier with the service we received from Nicolas Moszoro and his team. They exceeded our expectations in every way and made the loan process smooth and stress-free.

We wholeheartedly recommend Nicolas to anyone in need of a reliable and knowledgeable loan officer, especially for VA loans. Thank you, Nicolas, Tony, and the entire team for your outstanding assistance! You DELIVERED!!!!

Danielle Davis

Nicolas is a superstar! He made the whole process straightforward, easy to understand, and provided guidance and assistance at every step of the way. He was communicative, knowledgeable, and overall fantastic to work with, especially considering we were purchasing our first home and could have easily become overwhelmed! Thank you!!

Danielle Davy

As a real estate agent, Nicolas is by far my favorite lender to work with! He takes the time to throughly explain the lending process to my clients helping them feel comfortable throughout the home buying process. Due to his extensive knowledge of the mortgage industry, Nicolas is able to clearly provide information on traditional loan types as well as newer programs and options available. Thanks to him we are able to enjoy smooth, fast closings!

Sandip Agarwala

I would like to thank you for helping me refinance my loan. It was a pleasure working with you. You were very patient, responsive and efficient all throughout the process. I would be happy to recommend you to my friends and relatives.

Jacqueline Markley

Nicolas and his team at EZ Mortgages were great to work with during our recent home purchase process. Nicolas was not only able to secure the best interest rate out of several brokers we were in communication with, he was also extremely supportive and responsive throughout the inherently stressful process. He ran countless financing scenarios for us until we felt comfortable with our purchasing strategy, and he continued to check in with us and reassure us that all of the pieces would come together correctly and on-time. Nicolas and his team were professional, organized, knowledgeable, and overall great to work with. I would recommend Nicolas and EZ Mortgages to anyone in need of a mortgage.

Candice de la Torre

Nicolas was amazing. He was thorough and patient and answered every question we had. Nicolas and his staff made the mortgage process simple and flawless.

Amy Shim

I have worked with tony a few times and he has always been excellent and very knowledgeable, fast and the most amazing customer service. I will definitely use his services if needed.

Selena Garner

I have had the pleasure of partnering with Eric for several years, and I can’t recommend him highly enough. He is professional, responsive, and dedicated to his clients, and the communication is bar none. He has consistently made our real estate transactions seamless. It’s always a joy to collaborate with someone who shares the same commitment to excellence. Looking forward to many more successful years of partnership!

Brie Hall

Where do I even begin with all of the glowing remarks I have for not only EZ mortgages (true to their name) but specifically Eric! We were NOT easy clients. We made an offer with a 14 day close and hopped over to Eric from another lender that was severely overcharging us in garbage fees with just 10 days left. We were also jumping through all of the hoops with the California Fair Plan and Eric was absolutely phenomenal.

You always hope that people you are working with in your big life moments will act with the same care, passion, and intentionality that you are putting in but rarely do you actually get that because this is something THEY do every day – just a new experience for you! But not Eric, he called us well after normal business hours were done, was immediately responsive ALWAYS, and was first class in his knowledge of the industry and a great person to patiently guide us through this process.

Eric will GET IT DONE and will be our only recommendation to friends, family, strangers, etc. going forward. This guy deserves your business – he earns it!

Thank you Eric!
Brie Hall

Home purchase March 2024

Kimberly Dich

Wow.. that is fast, I am very happy with the loan. You did a very great job and kept us posted with all information. Thank you for all your help! BoA took me 3 months to close a loan with them. This was so much faster and smoother.

Katelyn Clucas

Nicolas has been an amazing lender. We are first time home buyers so when we first started looking around we had no idea what we were doing. Nicolas helped us understand everything that was going on and made us feel comfortable and the process easy.

darrell peer

I’ve used Eric for my mortgages for the past 12 or so years, 2 purchases and 2 refi’s I believe. Most mortgage brokers send you a card once your loan closes and you never hear from them again. I truly consider Eric a valuable asset in helping me meet my financial goals. Over the years I’ve run probably 50 ideas by him, either wanting to refi, some wild ideas about buying other properties, or consolidating debt, etc. I send him an email and he checks into what I want to do then responds with good, honest advice. He’s advised me not to do what I had considered many more times than to go forward, even though he probably could have bought a new car off the commissions had I gone through with every idea I had. I don’t think he’d let me get into a loan I couldn’t really afford.
A side benefit of being his client is that he sends out email updates about the market, rates and sometimes just general financial musings. I look forward to them as much as any paid advisory newsletter that I get.
Any mortgage broker can get you a loan but if you want someone who has your best interests in mind, knows exactly what he’s doing, will be the last mortgage broker you ever need and will entertain your crazy schemes then painlessly bring you back down to earth, nobody else can do it better.

Noah Elliott

Had the pleasure of working with Eric G at EZ Mortgages to quickly help get our clients approved for a home purchase that was headed towards falling out. I highly recommend using Eric G for any lending purposes as you can trust him to get the job done.

Tina Hewitt

Your files always Rock! Thank you for your business, we know you have a choice.

Alfonso Herrera

I just wanted to thank you for the excellent service, you provided me with, it was a very good experience, everything went on as you said with no surprises, hidden fees or anything like that. It is very refreshing to know that there are still people you can trust, and I would not hesitate to recommend your services.